A LOAN MATCHING APP
Loans, matched.
Perks Loans connects U.S. borrowers with verified lenders. The app does the matching — you choose what fits.
$100 – $5,00070 days – 36 monthsiOS only
What we do
Perks Loans is a loan matching service. You tell our app what you're looking for — amount, repayment window, basic details — and we connect you with lenders in our network who may be able to help.
We don't issue loans, set rates, or make approval decisions. That part is between you and the lender. Our role is to make the search shorter.
Loan amounts
$100 – $5,000
Repayment terms
70 days – 36 months
APR range
5.99% – 35.99%
Final amounts, APR, and terms depend on the lender and your individual eligibility.
The process
How matching works
Four steps. About five minutes.
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Tell us what you need
Open the app and select the loan amount you're looking for.
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Share a few details
Name, contact information, and a few basics about your situation.
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Review available matches
The app shows lenders in our network who may be able to help, along with their indicative terms.
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Continue with your chosen lender
We redirect you to the lender's own application. From there, the decision and the terms are theirs to set.
Who can use it
Perks Loans is available to U.S. residents who meet a few basic requirements.
- At least 18 years old
- A U.S. resident with a valid government-issued ID
- A regular source of income
- An active checking account
- A working email address and phone number
Individual lenders may have additional requirements based on the loan you're matched with.
Worth reading
Things to consider
A short list worth reading before any loan application — with us or anyone else.
- Borrow only what you can comfortably repay
- Compare APR, not just the monthly payment
- Read the full loan agreement before signing
- Check for prepayment penalties or hidden fees
- Have a repayment plan in mind before applying
These apply to any loan you take — through Perks Loans or anywhere else.
About your data
The information you share with Perks Loans — your contact details, the loan amount you're looking for, the basics about your situation — is used to match you with lenders who may be able to help. That's the purpose, and that's the limit.
We use your data to run matching, route requests to relevant lending and partner networks, and deliver related communications tied to your request. How data may be shared or sold, and your opt-out choices, are explained in our Privacy Policy.
All data is transmitted over encrypted connections and stored in accordance with U.S. privacy regulations.
Encrypted in transit · Stored in the U.S. · Privacy controls available
Read the full Privacy Policy →