Do Not Sell or Share My Personal Information
This notice is provided by Union Perks Loans LLC (“Union Perks,” “we,” “us”) for residents of California and other U.S. states that grant consumers the right to opt out of the “sale” of personal information, the “sharing” of personal information for cross-context behavioral advertising, or similar disclosures as those terms are defined under the California Consumer Privacy Act as amended by the California Privacy Rights Act (collectively, “CCPA”), and comparable state privacy statutes in Colorado, Virginia, Connecticut, and other jurisdictions that may adopt similar frameworks (“Applicable State Laws”). This page explains how Cash Advance - Perks Loans App users and website visitors may exercise those rights with respect to information collected by Union Perks in its role as operator of the Cash Advance - Perks Loans App matching and technology service.
1. We are not a lender
Union Perks Loans LLC does not originate loans, underwrite credit, or set the terms of any financial product. When you request to be matched with participating lenders or service providers, we may share certain personal information you provide—or that we collect as described in our Privacy Policy—with those third parties so they can evaluate whether to present an offer. Under some legal definitions, disclosures of personal information to third parties in exchange for valuable consideration, or for cross-context behavioral advertising, may constitute a “sale” or “sharing” even if no money changes hands in a traditional sale. We describe our practices transparently and honor opt-out requests as required by Applicable State Laws and our policies.
2. Categories of personal information subject to opt-out rights
Depending on how you interact with us, we may collect identifiers (such as name, email address, telephone number, postal address, online identifiers, IP address), commercial information (such as records of products or services considered), internet or network activity (such as device or usage information), geolocation data (such as general location derived from IP), professional or employment-related information, and inferences drawn from the above to create a profile reflecting preferences or characteristics. Not every category is collected for every user. The categories we disclose to service providers and participating lenders are further described in our Privacy Policy. You may request details about categories disclosed for business purposes in the preceding twelve months by submitting a verifiable consumer request through the contact methods listed in Section 6.
3. Right to opt out of sale or sharing
If you are a resident of a state whose laws provide a right to opt out of the sale of personal information or the sharing of personal information for cross-context behavioral advertising, you may submit a request using the web form below, by emailing [email protected] with the subject line “Opt-Out Request,” or by calling (970) 406-7705. We will verify your request in accordance with law, which may require matching information you provide against information we maintain. We will not discriminate against you for exercising opt-out rights by denying goods or services, charging different prices or rates, or providing a different level or quality of service, except where a difference is reasonably related to the value of your data or otherwise permitted by law (for example, certain loyalty programs).
Authorized agents. California residents may use an authorized agent registered with the California Secretary of State to submit a request on their behalf. We may require proof of authorization and may contact you directly to confirm that you provided the agent permission. Agents must describe the scope of their authority in writing.
4. Global Privacy Control and browser signals
Where required by regulation, we will treat user-enabled global privacy controls—such as the Global Privacy Control (“GPC”) signal in a supported browser—as a valid request to opt out of sale/sharing for that browser or device, to the extent we can reasonably associate the signal with identifiable personal information. Implementation timelines and technical specifications may evolve; if we cannot link a signal to your profile, we may ask you to submit a verified request through this page or email.
5. Financial incentives and loyalty programs
If we offer a financial incentive or price or service difference related to the collection, retention, or sale of personal information, we will provide a summary of the material terms and obtain your opt-in consent where required. At present, Cash Advance - Perks Loans App does not offer paid loyalty programs tied to the sale of personal information; this section is included for completeness should such programs be introduced after notice and consent.
6. How to contact us and appeal rights
Residents of certain states (including Colorado and Virginia, where applicable) may have the right to appeal our refusal to take action on a request within a reasonable period. To appeal, reply to the communication denying your request or email [email protected] with “Privacy Appeal” in the subject line and describe your prior request. Mail: Union Perks Loans LLC, 1957 Galena St, Aurora, CO 80010-2224, United States. We will explain our verification standards if we cannot fulfill a request, including any exceptions for information not subject to CCPA/CPRA (such as certain business-to-business or publicly available information) or conflicts with federal preemption in the Gramm-Leach-Bliley Act context where a statutory exemption applies.
7. Submit your opt-out request
Complete all required fields. We use this information only to verify and process your request and to maintain a record as required by law. Submission does not withdraw consents you separately granted to third-party lenders for their own marketing—you must contact those lenders directly to adjust their communications.